California Jumbo, Home & Refinance Mortgage Loan Quotes

You have the option at this stage of getting an Instant Quote or completing an Online Application for your California mortgage, or mortgages in any other state. We are recognized in the lending industry as having the most accurate online quote system available, in part because the questions in the quote system are so detailed and direct, it will take you less time simply to apply below than it will to complete the Instant Quote questionnaire.

To skip the Instant Quote system and go directly to the Online Loan Application, click LOAN APPLICATION immediately below. To skip the Loan Application and proceed directly to the Instant Quote system, simply complete the questions just below that.

LOAN APPLICATION

INSTANT QUOTE & 3-MINUTE APPLICATION CENTER!

(ESTIMATED TIME TO COMPLETE FORM IS 3 MINS.)

Get an instant quote here and have the convenience of
applying all at the same time, with no human interaction,
for 1/1, 3/1 ARM, 5/1 ARM, 30 Year Fixed, Pay Option
ARM, etc.! If you don't know some of the information, or
do not not want it to be a part of your rate quote, your
interest rate may be higher or it could delay the rapidity
of your response, however that is often a personal
decision. If you provide your social security number, you
are authorizing us to run your credit and that of the co-
borrower. You may skip certain sections if they don't
apply to you, as indicated. For example, section 4 can be
skipped completely if you are providing social security
number for you and, if applicable, co-borrower. This form
may seem like a lot of questions, but it's exhaustive, and
you get your real mortgage interest rate you WILL qualify
for when you complete it. Totally worth it. Questions?
Call (800) 961-5166, option 1.

1) Loan/Mortgage Goals

Are you interested in purchasing (Yes/No):
If Yes, how much do you want to put down:
Are you interest in refinancing (Yes/No):
If refinancing, do you want to take cash out:
If you want cash-out, how much:
If no cash out, what is the other goal:
What zip code is the subject property in:
Do you want a fixed rate (Yes/No):
If Yes, how long do you want it fixed (1-50 years):
Do you want an interest-only payment (Yes/No):

2) Main Borrower's Basic Info

*Name:
*Email:
Phone:
Alternate Phone:
Current Street Number & Name (ex. 10 Main Street):
Current City:
Current Zip Code:
Social Sec. Number:
Date of Birth:

3) Co-Borrower's Basic Info (skip if no Co-Borr'r)

Name:
Email:
Phone:
Alternate Phone:
Current Street Number & Name (ex. 10 Main Street):
Current City:
Current Zip Code:
Social Sec. Number:
Date of Birth:

4) Credit & Debt (skip if providing social sec#'s)

What is your Experian credit score (350-850):
What is your Equifax credit score:
What is your TransUnion credit score:
Co-borrower's Experian score:
Co-borrower's Equifax score:
Co-borrower's TransUnion score:
Current Combined Total Monthly Debt Payments:
Have you ever gone bankrupt (Yes/No):
If Yes, when date was it discharged:
Do you have any charge-offs (Yes/No):
If Yes, when were they charged-off:
If Yes, how much was charged-off:
Have you ever had a foreclosure:
If Yes, when was it done:
Are you currently in foreclosure with properties:
Do you own any properties currently:
If yes, have many mortgage lates have you had:
If yes, how many times and how late:
If yes, what is the balances of those mortgages:
What type of loans are those (ex: 5/1 ARM):
What interest rates are those mortgages:

5) Income & Assets (main borrower)

What was your Adjusted Gross Income on 2005 taxes:
Are you a W2 employee (Yes/No):
If Yes, how long have you been a W2 employee:
If Yes, how long at your current company:
How much income was on your 2005 W2 statement:
How much income was on your 2004 W2 statement:
What is your current monthly income:
How long have you been in the industry:
What is the industry, and your position:
Are you self-employed:
If Yes, how long have you been self-employed:
What is your current self-employment income:
Do you use a CPA or Tax Preparer to do your taxes:
If No, why not:
Value of stocks/cash/retirement in your name:
How much of that is in cash/checking:
How long has all of that been in your accounts:
If purchasing, how much will be left aft. downpmt:

6) Income & Assets for Co-borrower (skip if N/A)

What was your Adjusted Gross Income on 2005 taxes:
Are you a W2 employee (Yes/No):
If Yes, how long have you been a W2 employee:
If Yes, how long at your current company:
How much income was on your 2005 W2 statement:
How much income was on your 2004 W2 statement:
What is your current monthly income:
How long have you been in the industry:
What is the industry, and your position:
Are you self-employed:
If Yes, how long have you been self-employed:
What is your current self-employment income:
What is your current self-employment income:
Do you use a CPA or Tax Preparer to do your taxes:
If No, why not:
Value of stocks/cash/retirement in your name:
How much of that is in cash/checking:
How long has all of that been in your accounts:
If purchasing, how much will be left aft. downpmt:

7) Purchase Questions (skip if refinancing)

Are you currently under signed contract to buy:
If Yes, what is your agreed Close of Escrow Date:
If Yes, what is the purchase price:
How much money are you interested in putting down:
Is all the downpayment coming from your accounts:

8) Refinance Questions (skip if purchasing)

What is the value of the subject property:
When did you purchase the property:
When did you last refinance:
Is there a pre-payment penalty on your mortgage:

9) The Real Estate Being Financed

Is the property in a rural area (Yes/No):
Is the property a condo (Yes/No):
If Yes, How many stories in the condo building:
Is the property a co-op (Yes/No):
If Yes, How many stories in the co-op building:
Is the home attached to another structure:
Is the structure a log home:
How many square feet is the structure:
You may provide your tel # here for clarifications:
Anything else that may effect the loan, add here:

Note: Fields with an * are required

________________________________________________________________
contact: info@myloanmarket.com